Are you truly aware of where your hard earned cash goes each month? Check out this NY Times article to get your brain tuned in to your finances:
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Big Dreamer
Are you truly aware of where your hard earned cash goes each month? Check out this NY Times article to get your brain tuned in to your finances:
.
Big Dreamer
For what it’s worth, I have made expenses tracing possible during the last decade. It only needs the classic “receipts” “payments” principle and then to categorize expenses according to one’s way of life. eg. house (all bills and/or rent), super market, food out (delivery included), doctors etc, credit cards repayments (for anyone who usually uses cash) and so on.
It has worked just fine and in addition I make an end of month balance and a table with the sum for each category, each year.
It needs a few minutes every day. Hope it might help!
Thank you for your insights!!
Yep, I have an old-fashioned ledger and all! *laugh*
So do I! I keep it old school!
I get SSDI from the government. Believe me I know how much I get each month. Not enough, but always the same.
The big question was how much is being spent. That is the key to financial responsibility.
I have it all written down and the funny thing is that on paper I spend more than I make, but there is always enough to pay what has to be paid. but things will change once my dad passes away and I have nowhere to live. That is going to be the tricky part. I did it to myself. I let myself go crazy while manic and couldn’t always fix it once I came down off that high. I don’t want to file bankruptcy again if I can help it.
I hope it all works out!
I’ve been budgeting and forecasting our income/spending for 30 years now…no debt (minus the house – which has very little left to pay) and always extra for savings…it really works! 🙂
As one financial consultant told me…”It ain’t rocket surgery!” lol