The Scammers Weren’t Lucky-God Will Provide

Tessa Can Do It! Positivity is Catching!

For one thing they caught me at the end of the month and so there was very little left in account and two I had considerably more than that in my secret hiding place that I keep for emergencies. Yes I miss it, but it would have been gone if my car broke down and I didn’t have enough here to cover it in my emergency stash.

My son was happy to see me taking it positively for a change and not moaning or groaning and beating myself up. Like I said the same thing would have happened if I had an emergency. Those people will get their payback as what goes around comes around.

I believe what I need will be provided by God if it comes to that. I am living on very little and even saving some so in a few months at the most I will…

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5 Reasons You Can’t Break The Cycle Of Living Paycheck To Paycheck

Elena Peters

On my drive back from yet another Christmas meal with family yesterday, 3 turkeys in 3 days, I could not help but notice the 5 mile long traffic jam surrounding every shopping mall I passed. I realize that it is Boxing Day and that I have seen some great deals in the flyers but holy cow, you couldn’t pay me to sit in traffic, fight for a parking spot, and stand in line to pay (or credit) something else I don’t really need or can’t afford.

Sure, I would love a new computer or a larger screen TV for our family room (Our 40 inch seems tiny compared to today’s standards). I certainly have enough actual cash in my hands right now and lots of room on my credit cards. So why not? I deserve it right? And honestly, yesterday morning while sitting at my old, slow computer, I was…

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Meet Lifting Taboos!!

Lifting Taboos

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There is nothing easy about parenting. Nothing at all.

It takes time, discipline, patience, understanding, more time, more discipline, more patience and even more understanding. Because like I’ve said in other posts, LOVE is not enough. Love is just a feeling.

Children can’t live their entire childhood with just a “feeling”, they need to spring into action. They need to take ownership of themselves, their bodies, their finances, and their peer group.

As parents, somehow we have been entrusted to raise these children. Obviously there are some people who should never have gone on this journey, but for those who have, it ain’t no walk in the park.

Kids find a way to get under our skin. They know what sets us off. They know our triggers.

We as parents know what sets them off, we know their triggers. So together we have to come up with some balance that…

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Not Everyone Understands How To Struggle

DannyThere is a key element to success that not all people understand: struggle.  Struggle is a key element of getting ahead.  It exists in quitting smoking.  It exists in losing weight.  It exists in getting a promotion.  It exists in building a business. It exists in making more money.   Any time you look to advance yourself you can bet that struggle will play into the equation at some point.

For Mark Cuban it was living in an apartment with 6 other guys eating ketchup and mustard sandwiches.  For some it might be living without pay television, internet and not eating out for a year or more.  For others it might involve walking to work instead of driving.

I have joked in the past that anyone can work a home budget of $5000 per month, but it takes talent to live for a couple of weeks on $20.  You know you’ve lived the struggle when you can live in a major metro area and have the skills to stretch that 20 bucks to its max!

Most people are afraid of the struggle and they don’t know how to handle it.  Which explains why more people don’t reach their personal goals.  It’s not laziness.  It’s not lack of motivation.  It’s not lack of education.  It’s fear.  They fear the struggle.  They fear the ‘what if’ part of success that says ‘what if it doesn’t work out?’.

5 Books That Will Guide You To Greatness

Level Up Stud

Love Yourself is a book that teaches you to come into terms with yourself and your situation. Written by someone who has fought depression and suicidal thoughts, Kamal tells you how he…

Source: Level Up Stud

Most Don’t Have a Money Problem, They Have a Mind Problem

DannyI recall a conversation I had with a friend of mine a few years ago.  He was upset because he was struggling financially.  He had a decent job, but life's circumstances had turned against him it seemed.  He had gone through a divorce that drained his savings.  He had had a series of car problems that drained every extra cent he had from his last paycheck. He didn't have enough money remaining to eat and still had 10 days until his next paycheck.  Needless to say this friend was down on his luck and was asking to borrow money; which I gave him. The interesting thing is that I had known this guy for a few years and I knew his problem wasn't the divorce or car problems.  His problem was that he lived with a broken mind.

This guy's thinking was flawed so here's what I suggested to him–"you need money and you have money sitting right in your house.  Let's go through your house and collect up all the things you don't touch and have a yard sale.  I'll bet you have close to $500 sitting around."  This was on a Tuesday and on Wednesday he ran a free ad on Craigslist advertising his Saturday yard sale.  The end result?  He made $400.

I started a vintage furniture company with almost zero cash.  I went to an estate sale and bought $30 worth of old furniture which I flipped for $175 in one day.  I then took and reinvested that $175 and turned it into $400 and I was off and running.

Here's my point: you don't need money!  You need a revolution of your mind.  Do you remember my question about giving your all?  This is what I was talking about.  What are you willing to do to change your current circumstances?   My friend had never considered having a yard sale, yet he made $400 in 4 days from things he had lying around his house.  I created $400 in profit in 2 weeks from a simple $100 investment.

If you have a mind dead set on changing, then you will find a way to change.  If you have a mind set on lamenting your circumstances, then you will continue to complain and nothing will change.  I can already see the comments, "I see what you are trying to say, but everyone's circumstances are different.  Some people don't have anything."  And this is true, there are going to be uber-extreme situations where someone in this world doesn't have anything.  But I'm not talking about them, I'm speaking directly to YOU!

Here is a simple formula to make more money right now…

  1. Call your pay television company and cancel your service.  (save $100+)
  2. Collect everything in your house that you don't use and have a yard sale on your day off. (revenue $250)
  3. Go to garage/yard sales and find things of value and flip on Ebay.  (profit $25 per week)
  4. Go to nightly estate/merchandise auctions and buy items of value and flip on Ebay (profit $60 per week)

Monthly Result?

$100 – cable

$250 yard sale

$340 Ebay

=$690 extra money

And I know this works because I did it.  I spent 2 nights per week at auctions buying things that had value and then selling them on Ebay or Craigslist.  I took everything in our home that we never touched and held yard sales.  I attended weekend estate sales and found items I could flip for cash.  Basically I hustled my tail off to make $20 bucks here and there and turned that into a few thousand dollars per month.  It was a lot of work.  It resulted in me working nights and weekends.  It took time.  But I did it and I created an income flow.  The difference was that I had a mind set on finding any way to generate extra money so I did everything I could to scrape together extra dollars to get ahead.

Imagine if you exhausted every avenue to make a few extra dollars and combined that with eliminating wasted expenses!!  Everyone wastes a couple hundred dollars per month on cable, cigarettes, eating out, gym memberships, car payments, Starbucks, driving too much, etc.

The question is-which mind do you have?  One set on getting ahead and finding a way or one set on accepting getting dirt kicked in your face by life and sitting around complaining?  The simple truth is you have extra time and if you have extra time you can use that extra time to make extra money.

(*******even those who have nothing can find a way.  Read this story about a man who traded a paperclip for a house!!)

The Truth About Free WordPress

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Free is always enticing. This is why some people go to get a blog with WordPress.com. I have some issues with WordPress.com and I want to talk about those with…

Source: Not A Grouch